Top paying online casino NZ sites can seem tough to find, but you can rest easy, as our team has picked out 10 of the best top paying casino sites in NZ.

So, keep reading to learn more about these platforms, including their payment methods, game variety, bonuses, and other offerings. We’ll also touch on a few tips for winning at these high payout casino sites.

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The 10 Highest-Paying Online Casinos in New Zealand

After much research and review, our experts have found ten of the top paying online casinos available for gamblers in NZ.

  1. Instant Casino – The best top paying online casino in NZ
  2. Novajackpot – Has an easy sign-up process
  3. Jackpoty – Offers several riveting promotions and bonuses
  4. Goldspin – The best New Zealand casino for jackpot slots
  5. Cobra Casino – Fantastic loyalty program for existing users
  6. Winawin – Top paying casino in New Zealand for crypto gamblers
  7. Greatwin – An exciting range of blackjack and baccarat options
  8. Lunubet – Exciting live casino games with great payouts
  9. Spinsup – Rapid withdrawal processing times
  10. Tonybetcasino – Top online NZ casino for beginner gamblers

Reviews of the Top 5 Best Paying Casinos in NZ

Each of these sites in our guide is of the highest caliber but to show you just how good they are, let’s dive into our reviews of the top 5 highest paying online casinos in NZ.

1. Instant Casino – The Best Top Paying Online Casino NZ Site

Instant Casino - top paying online casino NZ site

Established 2024
Licence Curaçao eGaming
Headquarters Cyprus
Number of Casino Games 3,000+
Payment Methods Credit/Debit cards, Cryptocurrencies, E-wallets.
Customer Support 24/7 live chat and email
Our Verdict 9.8/10

Instant Casino is a top no KYC casino in NZ with an exciting casino game library offering several options. In addition, you can find some exciting jackpot slots with massive payout potential within the plethora of slots they offer. For example, Mega Moolah is an all-time classic jackpot slot where you can be the lucky jackpot winner. You can also find some live games that have the best online casino payouts, such as Mega Wheel, Mega Roulette, Sweet Bonanza Candyland, Dragon, Tiger and many more.

Instant Casino also has an easy sign-up process that involves only entering basic info like your name, surname, email, password, phone number, and a few other simple bits. In addition, you can get cash into your Instant Casino account through Bitcoin, Litecoin, Tether, Ethereum, and many other cryptos. You can also top up via Mastercard and Visa. However, the payment processing times will vary with each option, but they are close to instant when you use cryptocurrencies.

Instant Casino Casino Bonus:

Casino Offer Description Promo code Rollover Minimum deposit Expiry Period Crypto accepted?
Sign-up Offer 10% Cashback bonus N/A N/A N/A N/A

What Instant Casino does well:

  • 3,000+ games to play
  • Multiple jackpot slots to try
  • Rapid processing times for payouts

What Instant Casino could do better:

  • Casino bonus could be bigger

2. Novajackpot – Has An Easy Sign-Up Process

NovaJackpot - one of the top paying online casino NZ sites

Established 2023
Licence Curaçao eGaming
Headquarters Curaçao
Number of Casino Games 1,500+
Payment Methods Cryptocurrencies, E-wallets, Credit/debit cards
Customer Support 24/7 live chat and email support
Our Verdict 9.7/10

Getting set up at Novajackpot is super easy. All you have to do is complete two steps. The first step is just filling in an email and password. The 2nd step requires you to fill in your name, surname, date of birth, country, address and a few other small details.

Once you’ve done that, you can make your first deposit and claim the super generous $500 welcome offer that gives you 200 free spins and a bonus crab.

As far as the best paying casino games go, Novajackpot has plenty of them. We only had to look at the range of jackpot slots to see what opportunities lay before us. At the time of our review, we found over 30+ jackpot slots that included popular names like Buffalo Rampage, Gunslinger Reloaded, Minted Coins, Triton’s Realm and plenty more. You can also find the best online casino payouts through the higher-limit blackjack tables in the live dealer section of the site as well.

It wouldn’t be one of the best payout online casino sites if you couldn’t easily get funds in and out of your account. You can deposit and withdraw with options like Skrill, Neteller, Mifinity, Bitcoin, Ethereum, Dogecoin, bank transfers and many more. In addition, their payout speeds can vary, but methods like Neteller, Skrill, Dogecoin, and Litecoin will most often get you your winnings almost instantly.

Novajackpot Casino Bonus:

Casino Offer Description Promo code Rollover Minimum deposit Expiry Period Crypto accepted?
Welcome bonus 100% up to $500 + 200 free spins + 1 bonus crab N/A 35x $10 Ten days

What Novajackpot does well:

  • Multiple reliable payout methods
  • Exciting range of jackpot slots
  • Generous bonus offer

What Novajackpot could do better:

  • Could offer a few more live dealer games

3. Jackpoty – Offers Several Riveting Promotions and Bonuses

Jackpoty - one of the most trusted top paying online casino NZ sites

Established 2021
Licence Curaçao eGaming
Headquarters Curaçao
Number of Casino Games 3,000+
Payment Methods E-wallets, cryptocurrencies, credit/debit cards, bank transfers
Customer Support Live chat and email support
Our Verdict 9.6/10

You can sign up at Jackpoty, one of the best online casinos in NZ that payout big, by first entering your email and picking your password. You must then fill in your name, surname, date of birth and country. Finish off by filling in your postal address and the promo code for their $750 +100 free spins bonus offer, and you are pretty much off to the races.

You can make your first deposit with methods like Interac, Mastercard, Visa, Maestro, Neosurf, Neteller, Skrill, Bitcoin, Bitcoin Cash, Ethereum, Litecoin, and many others. According to their banking page, your payouts are all instant. However, we recommend opting for one of the E-wallets or crypto options to ensure you can access your winnings as quickly as possible.

As one of the top paying casino sites in NZ, you can find plenty of jackpot slots where you could win big. Their jackpot slots include the highest paying casino games like Charms and Clovers, King of Kings, Jackpot Raiders, Legend of the Nile, A Night In Paris and 100+ others. They also show you exactly where each jackpot currently sits regarding what you can win. They also have plenty of high-payout live dealer games, including live blackjack with high payouts.

Jackpoty Casino Bonus:

Casino Offer Description Promo code Rollover Minimum deposit Expiry Period Crypto accepted?
1st deposit sign-up bonus 100% up to $750 + 100 free spins FDB500 N/A $20 N/A
High roller sign-up bonus 50% up to $1,500 VIP1000 N/A $20 N/A

What Jackpoty does well:

  • Plenty of promotions
  • 100+ jackpot slots
  • Crypto friendly casino

What Jackpoty could do better:

  • Email response could be quicker

4. Goldspin – The Best NZ Casino for Jackpot Slots

Goldspin - reliable top paying online casino NZ site

Established 2024
Licence Malta Gaming Authority
Headquarters Malta
Number of Casino Games 2,500+
Payment Methods Crypto and credit/debit cards
Customer Support Live chat and email
Our Verdict 9.5/10

Like the other sites in our top 10, the sign-up process at Goldspin is easy to complete. You need an email, password, name, surname, address, and a few other details to get started. Goldspin also has a ton of promotions for players, including a generous $1,500 bonus offer for new customers who sign up and make a qualifying deposit.

The payment methods on their site make it easy for you to access these promos. They are a top-paying casino NZ real money site largely thanks to the many reliable payment methods they offer, such as Mifiinty, Bitcoin, Ethereum, Dogecoin, Tether, and many others. These methods can give you lightning-quick payout times, but we would go with some of the altcoin options like Litecoin and Dogecoin for the fastest casino payout options.

There are also a ton of games that have high payouts at Goldspin. In fact, we found well over 500+ jackpot slots and many high RTP percentage games amongst their slot games. There are also plenty of bonus buy slots like Rooster Mayhem, Book of Rebirth, Wolf Thunder, etc. They also have some stellar high-limit live casino tables for online blackjack and roulette.

Goldspin Casino Bonus:

Casino Offer Description Promo code Rollover Minimum deposit Expiry Period Crypto accepted?
1st deposit bonus 1st Deposit 100% up to $1,500 + 100 free spins N/A 35x $10 14 days

What Goldspin does well:

  • 500+ jackpot slots
  • Ample bonus buy games
  • High-limit live dealer tables

What Goldspin could do better:

  • The VIP program needs work

5. Cobra Casino – Fantastic Loyalty Program For Existing Users

Cobra Casino - one of the best top paying online casino NZ sites

Established 2020
Licence Curaçao eGaming
Headquarters Curaçao
Number of Casino Games 2,000+
Payment Methods Credit/Debit cards, Cryptocurrencies, and E-wallets
Customer Support Live chat and email
Our Verdict 9.5/10

You can easily set up an account with one of the best payout online casino real money sites in Cobra Casino by entering an email, password, and a few details about yourself, including your location and phone number. Once that is done, you can claim plenty of offers at Cobra Casino, from their 1st deposit offer of $2,000 to their crypto offer of up to 1.5BTC. The loyalty program is another great way to earn more rewards.

Cobra Casino is also packed with high-payout games. However, their jackpot options are the best place to start, as they have the highest payout potential. This includes exciting titles like Dr Fortuno, Jackpot Raiders, Powerspin, Holmes and the Stolen Stones, and more. They also have some high-limit roulette options in their live casino section, where you stand a chance to win big.

Playing these games requires a deposit, which you can make with Visa, Mastercard, Neteller, Skrill, Bitcoin, Ethereum, and a host of other reliable options. According to Cobra Casino, the payout speeds are all instant, no matter what option you choose. However, we recommend avoiding bank transfers and credit cards to ensure the quickest payout times.

Cobra Casino Casino Bonus:

Casino Offer Description Promo code Rollover Minimum deposit Expiry Period Crypto accepted?
1st deposit bonus 100% up to $2,000 + 250 free spins N/A 40x $30 N/A
Crypto 1st deposit bonus 100% up to 1.5 BTC + 250 free spins N/A 50x 0.0005BTC N/A
High Roller Bonus 50% up to $1,500 N/A 40x $450 N/A

What Cobra Casino does well:

  • Multiple promos
  • Top-notch loyalty program
  • Plenty of high-payout games

What Cobra Casino could do better:

  • Email response could be better

What is a Top Payout Casino in NZ?

With the NZ casino market on an exponential rise, the need for fast payouts, exciting bonuses and other unique selling points are at an all time high. The best payout online casino in New Zealand will have high return-to-player (RTP) percentages and low house edges, which basically means that you, as the player, have a much better chance of winning more frequently.

RTP is the percentage of total money wagered that a casino returns to players over time. For example, if a game has an RTP of 97%, it means that for every $100 wagered, $97 will be paid back to players, with the casino keeping the remaining $3.

Advantages of Choosing Top Paying Online Casino NZ Sites

Using a top paying casino in NZ gives you plenty of benefits. Here are some of the key advantages.

Games with Better Odds

The games that these sites have, on average, have higher RTP and higher payouts as well. In fact, these high-payout games are what define these top paying casinos in NZ.

Fast Payouts

The platforms also give you access to rapid payouts, so once you win your first big payday, you can withdraw your cash from your account at lightning speed.

Higher Bonuses

On average, top paying casinos in New Zealand have much higher bonus offers for you to claim. The best part of these offers is that you can use them to play their top jackpot or high RTP games, so it’s a win-win.

Variety of Payment Methods

On these sites, you can choose from several reliable payment methods like crypto, POLi Pay, which will allow you to instantly top up your account.

Tips for Winning at the Highest Payout Online Casinos

Here are a few tips for winning at top paying casino NZ sites.

✅ Choose High RTP Games

It may not ensure a win, but playing high RTP games gives you a much better chance to ensure that you win more than you are losing.

✅ Manage Your Bankroll

Proper bankroll management is key to ensuring a positive online gambling experience when playing at casino sites. So, bet small to start with to try to build your bankroll. Also, only spend cash you can afford to lose.

✅ Use Bonus Offers

Always look out for promos on these sites that will boost your bankroll and allow you to continue playing high RTP or progressive jackpot games.

✅ Play Games with Low House Edges

Games like online blackjack and baccarat that require more skill will have lower house edges. These are better for your winnings overall.

✅ Know When to Walk Away

Whether you are on a hot streak or a losing streak, know when the right time is to step away from the casino.

Best Games at Top Payout Casinos Online

Let’s check out some of the best games you can play at the top paying gambling sites in NZ.

Blackjack

  • RTP (%): 99%
  • House Edge (%): 1%

Blackjack is one of the best online casino games, offering the highest RTP percentages and lower house edges.top paying online casino nz Blackjack Jackpoty

European Roulette

  • RTP (%): 97.3%
  • House Edge (%): 2.7%

European roulette offers better odds than its American counterpart, thanks to having just one zero on the wheel.

Video Poker

  • RTP (%): 99.5% (specific variants like Jacks or Better)
  • House Edge (%): 0.5%

Video poker, especially games like “Jacks or Better,” offers some of the best RTP in NZ online casinos.

Baccarat

  • RTP (%): 98.94%
  • House Edge (%): 1.06% (on banker bets)

Baccarat is another game known for its low house edge, particularly when betting on the banker.

top paying online casino nz Baccarat Jackpoty

Slots

  • RTP (%): Varies (94%-99%)
  • House Edge (%): 1% – 6%

While slots can have varying RTP rates, slots like Mega Joker and Blood Suckers can offer an RTP as high as 99%.

Top Bonuses at the Best Online Casinos that Payout in New Zealand

The best top paying offshore casinos in NZ offer several varieties of bonus offers. So, here are some of the best options to look out for.

Welcome Offers

Welcome offers usually give new users a matched deposit offer that will match their first deposit by a certain percentage and up to a certain amount. For example, you could claim a 50% deposit match up to $500 on your first deposit.

No Deposit Offers

These offers give you free money to play casino games. However, since they don’t require any qualifying deposits, they are mostly on the smaller side.

Free Spins

Free spins bonuses can come attached as a part of welcome offers or can even be standalone no deposit promos as well.

Cashback promos

These promos can give you a percentage of your net losses back, usually paid at the end of each week.

Loyalty Program

Loyalty programs can give you extra perks and bonuses for playing casino games at top paying casino sites in NZ.

Game Volatility at Best Payout Online Casinos NZ

Game volatility determines the size and frequency of your payouts. High-volatility games offer bigger payouts but less frequent wins, which might require a bigger bankroll to weather the dry spells. On the other hand, low-volatility games provide smaller but more frequent wins, making them ideal for players with smaller budgets.

The Difference Between Top Paying Online Casino NZ Sites & Land-Based Casinos

One key difference between online and land-based casinos is the payout rates or RTP. New Zealand online casinos generally have higher RTPs, with games offering rates between 85% and 99%. On the other hand, land-based casino slots often have RTPs ranging from 70% to 90%. With that in mind, here are some of the pros and cons to consider.

Pros

  • Higher RTP: Online casinos have higher RTP.
  • Convenience: You can access these sites at any time.
  • Variety of Bonuses: You can claim plenty of casino bonuses and promos.
  • Lower Betting Limits: Lower betting limits mean casual players can play more easily.

Cons

  • No Physical Atmosphere: There is no social element in these online casinos.
  • Withdrawal Processing: Your withdrawals can take longer, depending on the method.

How We Review NZ Casinos with the Best Payouts

Here is how we rank gambling sites in New Zealand.

Range of Casino Games & Software

Our team examines the software providers these sites use and the number of casino games available.

Casino Bonuses & Promotions

Bonus offers and promos are an important part of our reviews, so we check the size of these offers and their fine print to determine vital aspects like rollover requirements, bonus expiry, etc.

Payment Range & Policies

Of course, we need to know how you can fund your account on these sites. We review the payment methods and the payout policies on these sites.

VIP & Loyalty Schemes

You can earn even more rewards through loyalty rewards. As such, we check out how these schemes work and what you can claim.

Safety

These safe online casinos have to be secure for you to play with, which is why we review their licensing details as well as the security features they provide.

Top Payment Methods for NZ Fast Casino Withdrawals

These are the key payment methods you can use with the highest paying online casino NZ sites in our guide.

  • Cryptocurrencies: Options like Bitcoin, Ethereum, Litecoin, etc, are all secure and super-quick payment methods for your online gambling needs.
  • Credit/Debit Cards: Popular payment methods like Visa and Mastercard are always available on these sites but have longer processing times.
  • E-wallets: Options like Neteller and Skrill give you instant deposits and withdrawals.
  • eChecks: This is one of the slowest methods, but it is also the most reliable.
  • Bank Transfers: A method that most people feel comfortable using. However, Bank transfers usually have much longer processing times.
Payment Method Examples Withdrawal Time Pros ✅ Cons ❌
Cryptos Bitcoin, Litecoin, Ethereum, etc A few seconds to 15 minutes usually – Speedy processing times
– Low fees
– Anonymity
– Not ideal for beginners to crypto and gambling
– Less regulation than other methods
Credit/debit cards Visa, Mastercard, Maestro, etc Up to 48 hours – Household names
– Multiple options
– Very well regulated
– Lengthy processing times
– Higher fees
E-wallets Neteller, Skrill, Trustly Instant (usually) – Instant deposits and withdrawals
– High limits
– Low fees
– Not readily available with most sites
– Often excluded from bonus offers
eChecks ANZ, ASB, Westpac, BNZ, etc Up to 7 business days – Secure
– Higher limits
– Paid straight into your account
– Has very long withdrawal waiting times
– Not always available
Bank transfers POLi, Westpac, etc Up to 7 business days – Larger limits
– Trusted
– Very secure
– Can take seven days for withdrawals
– Comes with fees

The Best Top Payout Online Casino NZ Site

Instant Casino is easy to sign up for, and has top-notch security in place to keep your account safe while you play. Moreover, they feature high-payout jackpots and high RTP slots, as well as several live casino tables with high limits. You can also claim a few exciting promotions and bonus offers as well.

Key Features ✅ Exciting range of jackpot slots
✅ Many high RTP games
✅ Slick user interface
✅ Many reliable payment methods

NZ Casino with Fastest Withdrawal Time: FAQ

What is the most trusted online casino in NZ?

What online casino pays the highest?

What online casino games have the highest odds of winning?

Which online casino has the best payouts in NZ?

What is a return to player percentage (RTP)?

Author photo
Sam Wilffred
Sports Editor

Sam is a casino fanatic with nearly a decade of experience working in the iGaming industry. Sam started as a sports betting analyst who now covers the ins and outs of online casinos, sportsbooks and more for esteemed publications like Sports Casting.

Get to know Sam Wilffred better
Author photo
Sam Wilffred Sports Editor

Sam is a casino fanatic with nearly a decade of experience working in the iGaming industry. Sam started as a sports betting analyst who now covers the ins and outs of online casinos, sportsbooks and more for esteemed publications like Sports Casting.

All posts by Sam Wilffred